Investment Approach

Disciplined Credit Investing

Our investment approach is built on fundamental credit analysis, structural protections, and active portfolio management. We focus on opportunities where our experience and relationships create sustainable advantages.

Strategy

Private Credit Solutions

Paxmont Group focuses on direct lending to middle market companies, providing senior secured financing solutions that deliver attractive risk-adjusted returns.

Our strategy emphasizes capital preservation through careful credit selection, appropriate structural protections, and disciplined portfolio construction.

Target Market
Middle Market Companies
Established businesses with proven cash flows
Security
Senior Secured Positions
First lien priority with comprehensive collateral
Structure
Floating Rate
Protection against interest rate volatility
Covenants
Maintenance Covenants
Early warning indicators and control rights
Process

Our Investment Process

Every investment undergoes rigorous analysis and must be approved by our Investment Committee. Our process is designed to identify and mitigate risks before capital is deployed.

01

Sourcing

Proprietary deal flow through established relationships with sponsors, intermediaries, and direct borrower relationships.

02

Underwriting

Rigorous credit analysis examining business fundamentals, management quality, industry dynamics, and downside protection.

03

Structuring

Bespoke deal structures designed to protect capital through covenants, collateral coverage, and alignment mechanisms.

04

Monitoring

Active portfolio management with regular borrower engagement, financial monitoring, and proactive risk identification.

Principles

Guiding Principles

These principles inform every investment decision we make. They represent our commitment to capital preservation and consistent returns.

Credit First

We never sacrifice credit quality for yield. Every investment must meet our fundamental credit standards before we consider pricing.

Downside Focus

We underwrite to the downside scenario, ensuring structural protections and collateral coverage can withstand stress.

Relationship Driven

Our best opportunities come from relationships developed over time, not from auction processes or wide marketing.

Patience & Discipline

We are willing to wait for the right opportunities and pass on deals that don't meet our standards, regardless of deployment pressure.

Risk Management

Protecting Capital

Risk management is not a separate function at Paxmont Group—it is embedded in everything we do. From initial sourcing through final exit, we maintain rigorous focus on protecting investor capital.

  • Portfolio diversification across industries and borrowers
  • Position sizing limits to manage concentration risk
  • Stress testing under adverse economic scenarios
  • Regular portfolio reviews with proactive monitoring
  • Clear escalation procedures for credit concerns

Portfolio Guidelines

Maximum Single PositionDisciplined limits
Industry ConcentrationDiversified exposure
Geographic FocusNorth America
CurrencyUSD denominated

Learn More About Our Team

Our experienced leadership brings deep credit investing expertise to every decision we make.

Meet Our Leadership